Sevi built the Sevi app as a Free
app. This SERVICE is provided by Sevi at no cost to the Borrower and is
intended for use as is.

This page is used to inform
visitors regarding our policies with the collection, use, and disclosure
of Personal Information if anyone decided to use our Service.

If you choose to use our Service,
then you agree to the collection and use of information in relation to
this policy. The Personal Information that we collect is used for
providing and improving the Service. We will not use or share your
information with anyone except as described in this Privacy Policy.

The terms used in this Privacy
Policy have the same meanings as in our Terms and Conditions, which is
accessible at Sevi unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience, while
using our Service, we may require you to provide us with certain
personally identifiable information. The information that we request
will be retained by us and used as described in this privacy policy.

The app does use third party services that may collect information used to identify you.

Link to privacy policy of third party service providers used by the app

The Borrower agrees that Sevi may
disclose details relating to the Borrower’s loan account to any third
party including CPs and credit reference bureaus, if in Sevi’s opinion
such disclosure is necessary for the purposes of evaluating the
Borrower’s creditworthiness or any transaction with or credit
application made to Sevi or such third party, maintaining the Borrower
account with Sevi or for any other lawful purpose.
The Borrower agrees that Sevi may
disclose details relating to the Borrower’s loan account including
details of default in servicing financial obligations on the Borrower’s
loan account to any third party including credit reference bureaus for
the purpose of evaluating the Borrower’s credit worthiness or for any
other lawful purpose.

Log Data

We want to inform you that
whenever you use our Service, in a case of an error in the app we
collect data and information (through third party products) on your
phone called Log Data. This Log Data may include information such as
your device Internet Protocol (“IP”) address, device name, operating
system version, the configuration of the app when utilizing our Service,
the time and date of your use of the Service, and other statistics.

Cookies

Cookies are files with a small
amount of data that are commonly used as anonymous unique identifiers.
These are sent to your browser from the websites that you visit and are
stored on your device’s internal memory.

This Service does not use these
“cookies” explicitly. However, the app may use third party code and
libraries that use “cookies” to collect information and improve their
services. You have the option to either accept or refuse these cookies
and know when a cookie is being sent to your device. If you choose to
refuse our cookies, you may not be able to use some portions of this
Service.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

We want to inform users of this
Service that these third parties have access to your Personal
Information. The reason is to perform the tasks assigned to them on our
behalf. However, they are obligated not to disclose or use the
information for any other purpose.

Security

We value your trust in providing
us your Personal Information, thus we are striving to use commercially
acceptable means of protecting it. But remember that no method of
transmission over the internet, or method of electronic storage is 100%
secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites

This Service may contain links to
other sites. If you click on a third-party link, you will be directed
to that site. Note that these external sites are not operated by us.
Therefore, we strongly advise you to review the Privacy Policy of these
websites. We have no control over and assume no responsibility for the
content, privacy policies, or practices of any third-party sites or
services.

Children’s Privacy

These Services do not address
anyone under the age of 13. We do not knowingly collect personally
identifiable information from children under 13. In the case we discover
that a child under 13 has provided us with personal information, we
immediately delete this from our servers. If you are a parent or
guardian and you are aware that your child has provided us with personal
information, please contact us so that we will be able to do necessary
actions.

Changes to This Privacy Policy

We may update our Privacy Policy
from time to time. Thus, you are advised to review this page
periodically for any changes. We will notify you of any changes by
posting the new Privacy Policy on this page. These changes are effective
immediately after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.

Email: app@sevi.io international Whatsapp: +31 6 17741240

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Email: support@sevi.io
Phone: +254 774 668755