The easiest & most affordable online loans

Loan offering

1 MINUTE

No more than 1 minute for the loan application

Group

Create a group of at least 10 people

50,000 KSh

Max 50,000 Kenya Shilling for your first group loan

Grow loan levels

Earn Sevi reputation points and grow up to 500,000 KSh loans

10 to 30 days

Get a loan for the duration between 10 and 30 days

5% interest

5% interest per month

On time payments

Repay on time and unlock higher loans for you and your friends

Invite only

Get invited by a Sevi ambassador or somebody at level 2

All in 3 Easy Steps

1

Download Sevi app

To start the application process download the Sevi app

go to the playstore
2

Personal details & Create group

Upload your basic details like; name, picture, ID and reason for the loan. Invite your group members from your phone addressbook. These people should be trusted by you, since their credit behaviour will influence the level of access to credit for your group.

Applify - App Landing HTML Template
3

Mobile money wallet

Disburse loans from the group wallet to the mobile money wallet of members of the group.

Applify - App Landing HTML Template

Loan levels

Earn Sevi reputation points to grow your loan level
The group points are the sum of the individual points

  • Level 1
  • Level 2
  • Level 3
  • Level 4
  • Level 5
  • Level 6
  • Level 7
Loan

Maximum loan amount

  • Level 1 Ksh 1,000
  • Level 2 Ksh 5,000
  • Level 3 Ksh 9,000
  • Level 4 Ksh 17,000
  • Level 5 Ksh 60,000
  • Level 6 Ksh 110,000
  • Level 7 Ksh 500,000
Sevi points

Minimum Sevi reputation points

  • Level 1 150 - 300 points
  • Level 2 300 - 500 points
  • Level 3 500 - 800 points
  • Level 4 800 - 1,200 points
  • Level 5 1,200 - 1,800 points
  • Level 6 1,800 - 2,600 points
  • Level 7 2,600 points
Conditions

Minimum conditions

  • Level 1 Profile complete, five verifiers
  • Level 2 Reason for loan
  • Level 3 No objection five verifiers
  • Level 4 Business registration
  • Level 5 Loan is disbursed to supplier
  • Level 6 Loan is disbursed to supplier
  • Level 7 Custom inquiries