How do I qualify for payment in instalments? 

Whether you qualifies for payment in instalments is decided by your merchant. Merchants use different criteria such as:

• Trust Score (e.g. the max amount is determined by the Trust Score )
• Being part of a group
• Size of the loan group (e.g. some set a minimum of 10 members)
• CRB rating (e.g. some require no members have a negative CRB rating)

Whether you qualify for an idividual loan to your loan group is decided by your loan group. When a loan request is not approved by your loan group you will receive feedback on why it is not approved.